Major medical insurance
Major medical insurance is designed to protect you against losses from catastrophic illness or injury. It is usually an extremely broad coverage policy with a very high maximum benefit. Major medical policies provide at least $2,000,000 of coverage up to $25,000,000 or more in coverage.
Your primary concern should always be this-is my health insurance plan rich in benefits for the coverage that matters most? Purchasing a major medical plan can be very confusing for my clients. There is a lot more to your health insurance costs than just the premium. For example, the deductible, co-payments and yearly co-insurance amounts must be evaluated. In comparing plans you need to know why one plan "overall cost" and out of pocket liability is better than another.
That is why you need my knowlege and expertise to navigate the maize. I help you purchase a plan for your individual and family situation that has the best benefits for the less out of pocket dollar exposure for the best priced monthly premium.
Finding the right health insurance plan is the best move to ensure the health and security of both you and your family. Click here for free quotes.
Major medical insurance - Health Savings Account(HSA)
HSA Major Medical Health Insurance Plans offer consumers a number of real advantages in today's health insurance market:
- A broader range of health care services and access to pre-tax funds to pay for services not typically paid by ordinary health insurance plans.
- Tax advantages - tax-deferred earnings, tax-free qualified withdrawals, and pre-tax deductible contributions. This means big savings when you complete your tax return!
- Greater control and choice over your health care dollars.
The HSA can be opened once a high-deductible major medical health insurance policy has been purchased.
Like to learn more about HSA's ? We offer free HSA information.
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